
- For many of us, this is our most active period of saving for retirement.
- Increase your savings percentage each time you receive a pay raise. If you max out on how much you can contribute to your employer’s plan, consider putting additional savings in an IRA or another tax-deferred account.
- Work with your financial professional on a retirement strategy–i.e., when you want to retire, what you plan to do, and how much money you will need to get to–and through–retirement.