

Starting to contribute early—it could make a real difference
Liz, Katie, and Sean each contribute $200 per month. But they start at different times.
Sean starts at age 45 and has $102,081 when he reaches age 65.
Katie starts at age 35 and has $235,213 when she gets to age 65.
However, Liz starts early—beginning at age 25—and has $497,103 by the time she’s age 65!
Get started early to meet your retirement goals.
Assumptions: Assumed growth rate is 7% annually. Please keep in mind that rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk. This example does not take into account the effect of investment management fees, product-related fees, or taxes.