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Can I contribute to an IRA in addition to my employer’s plan?

403(b) plan participants who receive more than certain levels of adjusted gross income cannot contribute to both a traditional deductible IRA and your employer’s 403(b) plan.

However, if you are participating only in a 457(b) plan and no other plan (e.g., a state pension plan), you may be able to contribute to both a traditional deductible IRA and your employer’s 457(b) plan. Consult with your financial professional regarding your specific situation.

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